32512 reviews
Downloads
Atlas is a rewards credit card with 4x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history. EASY AND ACCESSIBLE 4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app. GROWS WITH YOU Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits. SAVES YOU MONEY Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings. BUILDS YOUR CREDIT You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot. Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion. SAFE AND SECURE Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard. NO HIDDEN FEES Simple pricing: only $8.99 every 4 weeks, or $89/year in the annual plan. No other hidden, or surprise fees. — Atlas is a financial technology company and state licensed lender, not a bank. Banking services provided by Academy Bank, N.A., Member FDIC. The Atlas Mastercard is issued by our bank partners Patriot Bank N.A. and Academy Bank N.A., pursuant to a license from MasterCard® International Incorporated. Membership fee, new member program and bonus terms apply, see atlasfin.com/policies for details. For consolidated bonus and reward terms, see atlasfin.com/policies/rewards. The Atlas Card is optional, with an Interest Rate of 0% APR. Credit and Spend Power offered will vary over time. Average 50 point increase in credit score based on 2024 data. Improvement in your credit score is based on your specific situation and financial behavior. Loan services offered through Exto Inc., NMLS ID # 2526784 | Read licenses at https://www.atlasfin.com/atlas-licenses. Services may not be available in all states. Atlas, 300 Coventry Rd, Kensington, CA 94707.
Updated
1787679920000
Category
Parenting
Downloads
1,000,000+
Current Version
6.0.10
Requires
Android 8.0 and up
Content Rating
Rated for 3+
32,512 reviews
I would like to say Atlas a good legit and easy explanatory app. it has zero ads and helps build your credit and have multiple bonus features that will reward any customer. Overall Atlas thank you for your support
this has been a blessing in disguise. building my credit with a click of a phone key.its real simple.join now!!!
I thoroughly enjoy the app . I will say that I was kind of confused about why I kept taking money out of my account every time I use the card. I assumed it would take the money off the card, I already put on there. I guess it's just trying to keep it paid up as I go along.
good
amazing
awesome for minor credit building and smart save helped me save up for a down payment on a new truck without even realizing🙌
Very good
documented recorded and reported to the FDIC and they pay for positive reviews hold your bank account information hostage five star garbage five star trash
Atlas, sending email saying they cancel subscription and closed account but they didn't actually do it? how about they hijacking my chime account and getting my direct deposit before chime gets it, sits on it for 24 hours, all of this is illegal by the way, when the account is supposed to be closed and deactivated direct deposit included. direct deposit ain't going to them. Supposed to be going to Chime. all because I didn't want to get rope A dope into adopting a daddy to handle my money.
Developer response
Aug 27, 2026
Hi Deborah, thanks for bringing this to our attention. We’ve flagged your account to our support team, and they’ll be reaching out to you shortly. If you have any additional questions in the meantime, feel free to contact us at support@atlasfin.com. Thank you!
love this company